ANI-Facility Form Policy

Facility Form Policy

The Facility Form Policy is issued to owners or operators of nuclear facilities. Coverage is strictly limited to liability for bodily injury or offsite property damage caused by nuclear material at the defined location, or while in transit to or from the defined location. With minor exceptions, no coverage is afforded for damage to any property onsite.

The policy excludes coverage for workers' compensation and employers’ liability. These exclusions are intended to dovetail with the coverage available in the conventional market for WC and EL exposures. The policy also excludes coverage for radiation-related tort claims of workers (provided under the Facility Worker Form).

The Facility Form Policy is purchased by all commercial nuclear power plant operators in the United States, and satisfies the Price-Anderson Act requirement for primary financial protection. Also, it is purchased by operators of several other types of nuclear facilities. Please refer to the Liability Policy Limits addendum for data on the current maximum limit written under this form.
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